Tools & Forms
Need some helping backing into the optimal monthly payment? Got find the breakeven point for a refinance? Or perhaps you need to know what to write to the credit bureaus to fix your credit. Here are a few things to help you along the way.
4 Way Loan Calculator
Ready to calculate your loan amount, rate, payment, or term? Back into the number you need based on three. Click below
Discovered an error on your credit - late payment, collection, judgement that should not be on your file? Use this template to open a dispute and get the error fixed. It works well but like all things mortgage, requires proper documentation. Allow time for investigation and response which could be 30 days.
Sample Letter
While there isn’t a universal “official” gift letter form, the sample provided includes all the key elements needed to meet most investor and agency guidelines. As long as it clearly states the donor’s name, relationship, amount of the gift, and confirms no repayment is expected, it will satisfy underwriting requirements in most cases. Make sure the amount of the transfer matches the gift letter amount exactly. Last, be sure all parties sign and date it to keep your file clean and compliant.
Borrow
Are you looking for a lower payment, a market rate, a reduced term, or maybe a cash-out option? Perhaps you want to utilize your equity with a Home Equity Line of Credit (HELOC). Discover leverage in different light.
Buy
We offer loans for primary residences, second or vacation homes, and investment properties with 1-4 units. I service all 50 states for residential requests.
Build
Sometimes it's available, but not always for purchase. Use a construction loan to create your dream home. There's nothing quite like transforming a well located lot into your dream home.
Contact us
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